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Top 5 instant Loan app



Instant loan app.
Having access to instant loan without collateral or garantor has been impossible for some years now but due to improvements in technology and also improvements in banking sector, this has been made possible.
In this post I will like to talk about some of the top company that offer instant loan without collateral and also without garantor.
It doesn’t matter weather this loan is house loan, car loan, medical loan or any other loan, the most important thing is that this loan can be use for anything we desire to use it for which include: Settling our bills and other things.
The two major things this mobile lending app requires from it clients before giving them loan is just your phone number and also, your bank verification number BVN. No collateral or garantor is needed.
In the section below, I will be listing the top mobile loan app in Nigeria.


Palmcredit is owned by Transsnet Financial Group. The aim of the financial institution is to provide instant loan to individual most especially the entrepreneurs and those that are in needs of the loan.
Palmcredit give the opportunity to get up to N300,000 instantly without any collateral or garantor.


Okash loan is integrated in the Opay app, the loan app also provide loan for individual, with Okash loan app, you have the potential of get up to N200,000. Okash loan is owned by Opay Digital Service,independently owned and managed by Blue Ridge Microfinance Bank Ltd.


Yes ALAT. ALAT by wema bank is said to be the Nigeria’s full digital bank, one of the main features of the app is for sending money, paying bills, and the main important is the loan section. ALAT which is owned and managed by WEMA bank, offers people loan (those using the bank) with a low interest with is 10% interest by Annual.


This app is managed by Guarantee trust bank GT Bank. They are Known for its digital disruption of the Nigerian banking sector and innovations, the GTBank-backed Quick Credit offers individuals, especially salary account holders with the bank an opportunity to get quick loans to meet urgent individual needs.


This easy to use online advance application offers as low as N2,000, up to N1,000,000 inside 10 minutes subsequent to presenting your advance application.
At first propelled as an advance stage for representatives of organizations in its system, the Aella Credit application additionally now offers people who may look for brisk advances to address critical issues. It works in Lagos, Nigeria; Accra in Ghana and Manila in the Philippines.
Aella Credit
It additionally permits any enlisted organization to join and joined its system, similarly as workers in its system just need their name and representative ID number to get brisk access to higher advance sums with negligible loan costs.
With each convenient reimbursement of acquired cash, clients’ credit limit increments and keeping in mind that financing cost lessens.
It offers clients advance for a tenor of 30 – 60 days, beginning at a 30 percent month to month loan cost; however this may lessen to around 4 percent once the client keeps up a decent credit report on the application after some time.
The Aella Credit application additionally permits people and corporate associations to contribute on its foundation by means of its site as it guarantees them yearly comes back from 15 percent, up to 48 percent, contingent upon its tenor.
The above are just some of the instant app loan.

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